Ask a Lawyer: Do You Really Need an Attorney After an Accident?

By Seth Bader, Founder and CEO of Bader Law Personal Injury Lawyers

Many people who get hurt in an accident never call a lawyer. They assume it will cost too much, take too long, or that the at-fault party's insurance company will do right by them. Below are answers to the most common questions.

Q: Why are so many people reluctant to hire a lawyer after an accident?

A: Most people have never dealt with a serious injury claim, so they don't know what a lawyer actually does for them. They may picture a drawn-out case with upfront expenses, when in reality, most cases settle. What they don't see is the negotiation happening behind the scenes and how much that can change the outcome.

Q: When does someone actually need a lawyer?

A: If an injury affects someone's ability to work, requires ongoing treatment, or the insurance company disputes the claim, consulting an attorney may be particularly helpful. That can also include workers' compensation cases, where an employer's insurer may dispute the extent or cause of an injury.

Q: What should people understand about dealing with insurance companies directly?

A: An insurance adjuster represents the insurer, so their interests may not align with yours. If you're dealing with a serious injury, consider seeking advice before making statements or accepting an offer to understand your options.

Q: What about people who assume they can't afford a lawyer?

A: Many personal injury attorneys work on a contingency-fee basis, meaning the attorney's fee generally comes from the recovery rather than being paid up front. The specific fee and responsibility for case expenses depend on the agreement, so clients should seek a free consultation to understand those terms before moving forward.

Q: What's one thing to do right after an accident?

A: Get medical care first, even if an injury seems minor. Then document what you can: photos of the scene, witness contact information, medical records and bills, and missed paychecks. Before giving a recorded statement to an insurance company, consider speaking with an attorney about your rights and options.

Bader Law Personal Injury Lawyers offers free, confidential consultations by calling (218) 309-7948 to discuss what happened, what your options are, and what fair compensation might look like.